Dividend Calculator
Enter an amount invested and a dividend yield to see your expected dividend income.
What this tool does
Dividend income is the amount invested multiplied by the dividend yield. 10,000 at a 4% yield pays about 400 a year, which is 100 a quarter or 33.33 a month. Enter your amount, yield, growth and years above to see income by year.
Multiplies the amount invested by the yield and applies yearly growth if you set it.
Shows income per month, quarter and year and cumulative totals.
How to use it
- Enter the amount invested.
- Enter the dividend yield and, if you want, a yearly growth rate.
- Choose the number of years.
- Read the income and the yearly table.
Why use this calculator
Estimates dividend income from an amount invested and a yield, per year, month and quarter, with an optional yearly growth rate and a year-by-year table. Dividend yield is a percentage and it is easy to lose track of the cash it represents. Converting it to a monthly income figure makes it concrete and shows what growth in the dividend does over time.
Why we built it
We built the dividend calculator to turn a yield into actual money per year, month and quarter, with optional growth, so percentages become something you can plan with. The investment calculator models reinvested growth, and the stock profit calculator checks a trade.
If your task goes further, try the Stock Average Calculator.
Who this tool is for
- Income-focused investors
- Savers imagining passive income
- Students learning about yields
When to use it
- Estimating income from a dividend portfolio.
- Comparing yields on a cash basis.
- Planning passive income.
- Seeing the effect of dividend growth.
How it works
Year 1 income = amount × yield. With growth g, year n income = amount × yield × (1 + g)^(n − 1), on the same amount invested. Dividends are not reinvested here, so the invested amount stays the same.
Example: 10,000 at 4% gives 400 in year 1, which is 33.33 a month. With 5% yearly growth, year 2 is 420, year 3 is 441, and so on.
Dividends can be cut or stopped, and yield changes with the share price. This is an illustration, not a forecast.
A worked example
These are the values the calculator opens with, so you can see exactly what it does with them. Change any value on the page and the result updates; the figures below come from the same calculation.
| Input | Value |
|---|---|
| Currency symbol | $ (dollar) |
| Amount invested | 10000 |
| Dividend yield | 4 |
| Yearly dividend growth | 0 |
| Years | 10 |
With those inputs, the calculator returns:
- Dividend income in year 1: $400.00
- Per month: $33.33
- Per quarter: $100.00
- Total over 10 years: $4,000.00
What you give it, and what you get back
| Item | Details |
|---|---|
| Amount invested | The cost or value of your holding. |
| Yield and growth | Annual dividend yield and yearly growth in percent. |
| Years | How many years to show. |
| Output | Income per year, month and quarter, plus a yearly table. |
Issues you may run into
| What you see | Why it happens | What to do |
|---|---|---|
| Income differs from my statement | Yield is a snapshot; payouts vary. | Use your actual dividend per share. |
| I reinvest dividends | Reinvestment is not modelled. | Use the investment calculator. |
| Tax is missing | Dividend tax is not included. | Subtract your tax rate from the yield. |
Assumptions and limitations
- No reinvestment, tax or share price change.
- A constant yield.
Frequently asked questions
How do I calculate dividend income?
Multiply the amount invested by the dividend yield.
What is dividend yield?
The yearly dividend as a percentage of the share price.
Are dividends guaranteed?
No. Companies can reduce or stop them.
How often are dividends paid?
Commonly quarterly, but monthly, half-yearly and yearly schedules exist.
Does it include tax?
No.
Is my information sent anywhere?
No. The calculation runs in your browser and your figures never leave the page.
Sources and accuracy
Dividend income is calculated as shares held multiplied by the dividend per share, and dividend yield follows the standard definition of annual dividend divided by price. These are the definitions used in United States Securities and Exchange Commission investor education materials.
Figures last checked against the source on . Standards and rates can change — if you are relying on this for something that matters, confirm against the source above. Think a figure is wrong or out of date? Send a correction.